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Americans now have much more money in IRAs than 401(k)s. Why that leaves workers more vulnerable.

February 10, 2026 at 05:57 PM
By MarketWatch
Americans now have much more money in IRAs than 401(k)s. Why that leaves workers more vulnerable.

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With fewer protections and guardrails, we have a much less effective system.

Analysis & Context

With fewer protections and guardrails, we have a much less effective system. Americans now have much more money in IRAs than 401(k)s. Why that leaves workers more vulnerable.. Stay informed with the latest developments and expert analysis on this important story.

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With fewer protections and guardrails, we have a much less effective system.

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